Security

Secure payment processing for PCI-DSS compliance and peace of mind.

Solid fraud protection and security are the backbone of Payway Complete because, like you, we must also demonstrate ongoing compliance to the Payment Card Industry Data Security Standard.

Tokenization and vault technology

Payway Complete includes complimentary tokenization to both protect cardholder data and speed up recurring payments. It works by replacing primary account number (PAN) data with a token — a unique value only recognizable to us. We protect the token with superior vault technology and store it in one of two data centers hosted by Armor, a cloud-based facility in compliance with PCI requirements.

Card Readers and POS terminals

Whether you operate with card-present or card-not-present, we’ll provide you with secure credit card processing devices for swiping credit cards, keying in data manually, or accepting mobile payments. As an independent sales organization of First Data and agent of CPAY, we’re able to provide a suite of point-of-sale solutions that adhere to PCI standards.

P2PE removes customer data from the premises

We offer point-to-point encryption (P2PE) as an add-on to Payway Complete to help merchants reduce the scope and cost of PCI-DSS compliance, while further protecting cardholder data from potential hackers. You see, with P2PE, merchants don’t ever acquire, house or manage personal data, making it easy to satisfy your system auditor. Learn more about our P2PE partnership with MagTek in the section below. 

Disaster recovery

Should disaster strike in any way, shape or form, the Payway Complete team is available 24/7 to help recover data, reset systems, or otherwise reestablish your payment processing abilities. You can trust us to always be there for you, especially when you need us most.  

White Paper Assessment
Understanding P2PE: A merchant's guide to improving credit card security. Download now.

MagTek® partnership delivers P2PE power

An innovator in authentication and data protection, MagTek helps us safeguard your business and your customers.

When you add point-to-point encryption to Payway Complete, we employ the power of MagTek’s secure card readers and PIN pads. In conjunction with MagTek’s subsidiary Magensa, these devices encrypt cardholder data in such a way that it is never accessible to the merchant.

In fact, the MagTek/Magensa methodology is so effective that the MagTek devices we specify helps you achieve PCI DSS compliance, helping you to reduce the amount of applicable controls during a merchant audit.

Here’s how Payway Complete works in conjunction with MagTek—all in a matter of milliseconds:

1. Cardholder data is swiped or keyed into a MagTek device and immediately encrypted into a complicated mathematical string.
2.The encrypted string is delivered to Payway Complete for routing through MagTek’s Magensa environment, where it is decrypted.
3. Magensa securely passes the primary account number (PAN) data to Payway Complete for tokenization and storage into our data vault.
4. Payway Complete then securely sends the PAN data out to the credit network for authorization.
5. Upon response from the credit network, the merchant is notified.

Contact us when you’re ready to put P2PE power to work for you. We are proud to support the following MagTek devices:


DynaPad

Swipe and keypad


DynaPro Mini

Swipe, dip, and PIN pad


Dynamag

Swipe

If you would like to discuss our security measures more fully, please contact us.

Request a free cost analysis today!

Find out how much you can save with a simple switch to Payway Complete.

Request a free cost analysis today!

Find out how much you can save with a simple switch to Payway Complete.

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Payway is a registered mark of
Edgil Associates, Inc.

Payway Complete is a registered ISO
of Wells Fargo Bank., N.A., Concord, CA
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